Modernise what matters. Keep what works.

Modernisation is not about how much a bank replaces, it is about what the bank can do next.

audax provides the digital capabilities and orchestration needed to modernise around existing banking systems, enabling banks to evolve customer journeys and operations without requiring changes to the core each time.

Launch faster

Launch new products and deploy digital capabilities without requiring a core change for every initiative.

Modernise progressively

Prioritise the journeys, products and services with the greatest business impact, and sequence modernisation in line with the bank's strategy and readiness.

Reduce transformation risk

Reduct transformation complexity by keeping technology that works and replacing only what needs to be change.

Future-ready foundation

Build an adaptable architecture that supports new propositions, integrated emerging technologies and enables the core to evolve over time.

audax enables change around your core

Effective modernisation does not require replacing the bank’s legacy core or existing channels.

audax builds on top of the existing technology estate, providing a modern orchestration and engagement layer that connects customer journeys with core banking, CRM and other systems of record. Banks can enhance their current channels, embed audax capabilities into their own applications or deploy an audax mobile channel—all while retaining control of their underlying systems.

This enables banks to modernise customer engagement and introduce new digital capabilities without disrupting core operations.

When modernising around the core makes sense

The need for change sits beyond the core

THE SITUATION

Your bank’s core is stable and replacement is not an immediate priority. At the same time, customer expectations, regulatory requirements and business priorities are increasing pressure to deliver better digital journeys, launch products faster and reduce operational friction. The challenge is how to modernise without turning every initiative into a core transformation programme.

 

THE SOLUTION

An around-the-core approach focuses change on priority customer and operational journeys, connecting the capabilities they require to existing core banking and CRM while the core continues to serve as the bank’s system of record.

Business priorities are outpacing legacy systems

THE SITUATION

Banking leaders are expected to improve onboarding, launch new propositions and expand digital channels at a pace that legacy systems can struggle to support. Each change may require coordinated releases across multiple systems and teams, slowing progress even when the business priority is clear.

 

THE SOLUTION

An around-the-core approach brings together the capabilities, workflows, data and integrations required for the new journey while remaining connected to core banking and CRM. This reduces its dependency on coordinated changes across multiple legacy systems.

Core replacement requires a phased approach

THE SITUATION

Your bank may already be planning to replace its core, but moving every product, customer and integration at once would introduce significant cost, complexity and operational risk.

 

THE SOLUTION

An around-the-core approach allows your bank to separate selected journeys, orchestration and capabilities from the core over time. This reduces migration complexity and supports a controlled, phased replacement when the bank is ready.

Proven in banking

standard chartered logo

The launch of BukaTabungan demonstrated a new model for customer acquisition and servicing for Standard Chartered, giving it access to a captive customer base of 110+ million users and 20+ million business owners, while...

maybank logo

Maybank Islamic now boasts a stronger digital foundation to serve customers across priority Southeast Asian markets with faster, more inclusive, and Shariah-compliant digital banking services.

Your core doesn't have to be your transformation roadmap.

Explore your modernisation roadmap and where audax can help you modernise first.
audax team members at an event showcase