Data Foundation

Unified Data Lake

All Audax domain data is ingested daily through a medallion architecture (raw → cleaned → refined), producing a structured, documented data lake that is ready for analytics, reporting, and downstream consumption without bespoke extraction work.

Self-Service Business Intelligence

Empower business analysts and operations teams to explore data, build dashboards, and run queries without depending on engineering — accelerating data-driven decisions across the bank.

Governed Data Operations

Orchestrate complex data workflows between the Audax platform and bank systems, manage configurable SQL-based jobs through the configuration portal, and control data lifecycle — all with maker-checker approval and full audit trails.

Customer Insights and Engagement

Surface personalised financial analytics within digital channels and reach customers at scale with targeted, data-driven notifications — all without engineering involvement per campaign or cycle.

Data Discovery and Trust

Maintain a centralised data dictionary and discovery portal so teams can find what data exists, understand its structure, and explore it — with every dataset documented and discoverable from the moment it lands in the lake.

AI-intelligence layer overview

Transaction Enrichment

Every transaction is enriched in real time with merchant identity, brand logo, location, and spending category — replacing cryptic descriptions with clear, consumer-friendly information that improves digital banking experiences.

Campaign Management

Design, approve, and launch data-driven campaigns that trigger on real-time transaction events — with maker-checker governance, configurable rules, and multi-channel fulfillment built in.

Privacy-First Data Processing

Sensitive customer data is tokenized before it enters campaign processing pipelines, ensuring privacy compliance without sacrificing personalisation or analytical value.

Configurable and Extensible

Banks control category taxonomies, campaign rules, approval thresholds, fulfillment routing, and downstream integrations — adapting the platform to local market requirements without code changes.

AI Control Plane

Governed AI Access

Route AI through a single governed gateway that validates identity, applies role and data-class permissions, and controls which approved models and tools can be used.

Policy & Guardrails

Enforce bank-defined policies before and after every AI interaction — allowing, denying, or redacting requests and outputs before sensitive data or actions move further.

Human-Controlled Actions

Require maker-checker approval for high-risk or system-changing actions, keeping human intervention in the flow before AI can trigger execution.

End-to-End Accountability

Capture every AI interaction, policy decision, approval, and action in a reconstructable audit trail that can integrate with the bank’s existing SIEM and compliance processes.

Issues Banks Face Today

  • Fragmented data across systems
  • Duplicated or undiscovered data assets
  • Limited governance for AI data use
  • Unclear AI access controls
  • Incomplete auditability
  • Generic, untargeted customer offers

How audax can help

Turn fragmented banking data into trusted intelligence and governed AI, with the controls to discover, activate, and use data safely across the bank.

Build a Trusted Data Foundation

Unify data across domains into a structured, governed lake with documented, discoverable, query-ready datasets for reporting and analytics.

 

Activate Data for Intelligence

Turn transaction and customer data into richer insights, personalised experiences, and targeted campaigns that business teams can configure and execute at scale.

Govern AI End to End

Control what AI can access, do, and influence through identity-aware permissions, policy and guardrails, human approval, and a reconstructable audit trail.

 

Shape what your customers experience next

Connect with our team to explore how audax can support your modernisation priorities, or request a personalised demo of our platform.

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