Digital channels

Mobile-First Banking Experience

Native iOS and Android apps built on a shared Kotlin Multiplatform SDK. Banks get consistent behaviour across devices, faster time-to-market, and a single codebase for business logic across channels.

Enterprise-Grade Mobile Security

OWASP MASVS-compliant controls including SSL pinning, runtime self-protection, root and jailbreak detection, secure storage, and strong authentication. Security is embedded by default, not bolted on.

Configurable Journeys and Forms

Dynamic, JSON-driven forms and backend-driven user journeys let the bank change flows, fields, and rules without redeploying the app. Policy changes ship as configuration, not releases.

Digital Web Channels

Customer-facing eBanking portals, onboarding experiences, and shared UI component libraries deliver a consistent, on-brand experience across every digital touchpoint.

AI-Led Mobile Development

audax can build the full mobile banking app from the bank’s designs, while using AI-led personalisation to tailor the customer experience to each bank’s needs.

Controlled Rollouts and Maintenance

Feature toggles, A/B rollouts, force upgrade, and module-level maintenance modes give the bank operational control over what customers see and when.

Issues Banks Face Today

  • New journeys without channel migration
  • Security gaps
  • Slow mobile development process
  • Fragmented omnichannel experience
  • Inconsistent customer UX
  • Limited flexibility in UX

How audax can help

Choose how you launch, embed, and evolve digital banking experiences without being locked into a single channel model.

Choose Your Channel Model

Launch a new audax-built mobile app, embed audax SDKs into your existing app, or bring your own Figma for a tailored build.

Embed Banking Anywhere

Deliver BaaS and embedded-finance journeys directly within partner ecosystems through APIs, SDKs, or WebView.

Evolve Without Release Cycles

Update journeys, forms, and features through configuration and backend-driven controls, reducing dependency on app-store releases.

Shape what your customers experience next

Connect with our team to explore how audax can support your modernisation priorities, or request a personalised demo of our platform.

Get In Touch
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